Home warranty coverage protects homeowners against surprise expenses when household appliances or home systems break down unexpectedly. It also can replace an expired manufacturer’s warranty. By paying a monthly or annual premium — the national averages are $59 and $703, respectively — you can ensure protection for kitchen and laundry appliances, as well as electrical, plumbing and HVAC coverage. The scope of home warranty coverage can vary Appliances, systems and whole homesHome warranty companies usually structure their plans to cover an array of kitchen or laundry appliances, with separate plans that cover home systems. Most providers also offer a higher-priced plan that covers both appliances and systems.
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